Financial Advisory & Consulting Services

Strategic financial guidance from experienced advisors who understand the South African business landscape. From fractional CFO services to debt restructuring — we help you plan, grow, and protect your wealth.

Speak to a Financial Advisor View Our Services

Advisory & Consulting Services

Fractional CFO Services

Access experienced CFO-level financial leadership without the full-time salary. Our fractional CFOs provide strategic cash flow management, financial forecasting, investor reporting, and boardroom-ready insights tailored to your growth stage.

Learn more

Management Accounts & Reporting

Monthly and quarterly management accounts that translate raw financial data into actionable business intelligence. Includes profit and loss analysis, cash flow projections, KPI dashboards, and variance commentary to keep you in control.

Learn more

Accountant's Letters & Certifications

Need a letter of good standing, confirmation of income, or a certified financial opinion for a bank loan, tender, or visa application? We prepare professional accountant's letters that meet the requirements of financial institutions and government bodies.

Learn more

Personalised Financial Consultation

Book a one-on-one consultation with a senior financial advisor to discuss your unique situation — whether it's business restructuring, estate planning, debt management, or preparing for a funding round. Practical advice, no jargon.

Learn more

Make Smarter Financial Decisions

Whether you need a fractional CFO to steer your growth strategy or expert advice on a specific financial challenge, our advisory team is ready to help you move forward with confidence.

Speak to a Financial Advisor

Financial Advisory FAQs

What does a financial advisor do?

A financial advisor helps individuals and businesses make informed decisions about managing, growing, and protecting their wealth. For businesses, this includes cash flow optimisation, financial forecasting, capital structuring, risk management, and strategic planning. For individuals, advisory services may cover tax-efficient investment strategies, retirement planning, estate planning, and debt management. Unlike an accountant who focuses on historical compliance and reporting, a financial advisor is forward-looking — helping you plan for what comes next.

What is the difference between a financial advisor and an accountant?

An accountant primarily handles the recording, reporting, and compliance aspects of your finances — bookkeeping, tax returns, financial statements, and SARS submissions. A financial advisor, on the other hand, focuses on strategic planning and future-oriented decision-making such as cash flow forecasting, investment analysis, business valuations, and funding strategies. Many businesses benefit from both: an accountant to keep the books accurate and compliant, and a financial advisor to guide growth and mitigate risks. At My Accountant, we offer both under one roof.

When should I get financial advisory help?

You should consider engaging a financial advisor when your business is experiencing rapid growth, preparing for a funding round, undergoing restructuring, or facing cash flow challenges. Other common triggers include taking on significant debt, entering a new market, planning for succession or exit, or needing to present financials to investors or lenders. For individuals, key moments include major life events like starting a business, buying property, inheritance planning, or approaching retirement. Early advisory intervention often saves significant money compared to reactive problem-solving.