NCR Registration Fee Calculator
Estimate your National Credit Regulator (NCR) initial registration, branch, and application fees in South Africa.
The total amount of credit you project to extend to clients in a year, excluding interest and service fees.
NCR charges R250 per branch location from which you conduct credit operations.
Mandatory Registration Criteria
In South Africa, any person or entity providing loans, business credit, or deferred payments with interest for profit must register as a Credit Provider with the NCR. Failing to register makes your loan agreements legally void and unenforceable.
NCR Cost Summary
Category 9 (< R250k)
*Our full service covers preparing NCR application form, compiling financial policies, arranging criminal record checks, and processing submissions.
Understanding NCR Registration Steps
Becoming a registered credit provider involves submitting an application, payment of fees, and supplying various required supporting documents (including CIPC records, tax clearance, and police clearance for directors). Once approved, you are issued an NCR registration certificate and number, which must be displayed on all loan agreements and premises.