Total Cost to Employer (TCOE) Calculator
Calculate your company's full payroll overhead, including employer UIF, SDL, and COIDA estimations on top of gross salary.
R
Enter the basic monthly salary paid to the employee.
Estimates Compensation for Occupational Injuries and Diseases Act (COIDA) levy.
Payroll Cost Breakdown
Total Monthly Cost to Employer
R 0
Payroll Overhead: +R 0/month
Gross Basic Salary:R 0
Employer UIF (1% capped):R 0
Employer SDL (1% if applicable):R 0
Estimated COIDA (Workmen's Comp):R 0
Why Calculating TCOE is Critical for South African Businesses
Many small business owners assume that the gross salary on an employment contract is their only labor cost. However, in South Africa, employers are statutory required to contribute to the Unemployment Insurance Fund (UIF), the Skills Development Levy (SDL - for companies with an annual payroll above R500,000), and yearly COIDA insurance premiums. Accurately modeling these overheads is essential for hiring planning and cash flow health.